Product Liability Insurance for Australian
Manufacturers & Retailers.
Protect your business if a product you make, sell, or supply causes injury or damage. Compare tailored policies from major Australian insurers, with premium funding available. With B Ok, You'll Be OK.
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One Faulty Product Could Put Your Entire Business at Risk
You stand behind the products you make, import, or sell. But what happens when something goes wrong? A manufacturing defect causes injury. A product fails and damages property. A customer makes a claim, and suddenly you're facing legal action, compensation demands, and potential recall costs.
Product liability claims can be financially devastating. Legal defence costs alone can run into hundreds of thousands of dollars. And in Australia, businesses in the supply chain, manufacturers, importers, distributors, and retailers, can all be held liable.
Without proper coverage, one incident could threaten everything you've built.
Product Liability Insurance That Protects Your Business
B Ok Insurance Solutions helps businesses across the supply chain protect themselves against product-related claims. As an Authorised Representative of Ausure with over 25 years of insurance experience, we compare product liability policies from major Australian insurers to find coverage that matches your products, your industry, and your risk exposure.
Whether you manufacture locally, import from overseas, or retail products to consumers, you get expert advice from a real person who understands your business. No jargon, no generic policies, just tailored protection for the products you stand behind.
Product Liability Insurance Solutions For:
Manufacturers & Producers
If you make products, from food and beverages to machinery and consumer goods, you need protection against defect claims, injury, and property damage.
Importers & Distributors
Importing products into Australia? You could be held liable as if you were the manufacturer. Product liability insurance is essential for importers.
Retailers & Resellers
Even if you didn't make the product, you can still be named in a claim. Retailers need coverage for products sold through their business.
Wholesalers & Suppliers
Supplying products to other businesses? You're part of the supply chain and need protection against claims that flow back to you.
Online Sellers & E-commerce
Selling products online, whether your own or third-party goods, exposes you to product liability risks across Australia and potentially internationally.
Comprehensive Product Liability Coverage
Third-Party Bodily Injury
Covers claims if your product causes injury to a person, including medical expenses, compensation, and legal costs.
Coverage Third-Party Property Damage
Protection if your product causes damage to someone else's property.
Coverage Legal Defence Costs
Covers the cost of defending product liability claims, even if the claim is ultimately unsuccessful.
Coverage Product Recall Expenses
Some policies can include coverage for the costs of recalling a defective product from the market.
Coverage Faulty Workmanship
For products that involve installation or assembly, coverage for claims arising from faulty workmanship.
Coverage Vendors Endorsement
Extends your coverage to protect retailers or distributors who sell your products.
Why Australian Businesses Choose B Ok for Product Liability Insurance
Compare Multiple Insurers
We have relationships with major Australian insurers and specialist underwriters. We compare options and negotiate on your behalf to find competitive rates for comprehensive product liability cover.
25+ Years Experience
Our team has decades of experience helping manufacturers, importers, and retailers navigate product liability risks. We understand how these policies work and how to structure them properly.
Premium Funding
Product liability premiums can be significant, especially for higher-risk products. We offer premium funding options so you can spread the cost over manageable monthly payments.
Claims Advocacy
If a product liability claim is made against you, we handle the process and advocate on your behalf. We work for you, not the insurer.
Tailored Coverage
Every product carries different risks. We take the time to understand what you make, sell, or supply, then recommend coverage limits and policy features that actually fit.
One-on-One Service
You'll have a single point of contact who knows your business. No call centres, no hold music, just direct access to your broker.
HOW IT WORKS
Get Covered in 3 Simple Steps
Securing specialist fire protection insurance requires detail, but our experienced team guides you through the necessary forms to create your tailored package.
Complete Your Profile
Fill out our detailed proposal form or call us on 0490 096 339. Because fire protection is highly specialised, we need accurate details about your trade, turnover, team size, and compliance obligations to secure proper cover.
We Engage Specialist Markets
We take your comprehensive details to the select few insurers who actually underwrite fire protection risks. We leverage our industry experience to negotiate a tailored package for your business.
Secure Your Package
We present your comprehensive insurance package in plain English, ensuring you understand your cover. We also offer one monthly payment option to help manage your cash flow.
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Trusted by Australian Businesses
"Belinda and her team have been very helpful with obtaining a number of different policies. Each time they have provided sound professional understanding and assistance to obtain the best possible insurance for our business."
DKRM Horne
Google Review
"Bel at B Ok Insurance makes insurance so easy. She explained everything in simple terms and made the whole process smooth and easy for me. Appreciate all the help and guidance. Gave me peace of mind!"
Garage Queen
Google Review
"I have used B Ok for several years and Belinda is amazing in ensuring we are covered with everything we need for our business. Always pleasant and responsive in her communication and goes above and beyond."
Jean Rode
Google Review
Common Questions About Product Liability Insurance
Still have questions?
Speak to an advisor (Request Callback)Ready to Protect Your Business Against Product Liability Claims?
Get expert advice from an experienced insurance broker. No obligation, no pressure, just honest recommendations tailored to your products and your business. With B Ok, you'll be OK.