Builders Risk & Construction Insurance for
Australian Contractors.
QBCC-compliant coverage for builders, contractors, and owner builders. Compare tailored policies from major Australian insurers, from home renovations to Tier 1 construction sites. With B Ok, You'll Be OK.
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Construction Is Risky, Is Your Business Properly Protected?
Every construction project carries risk. Materials get damaged. Tools get stolen. Workers get injured. Subcontractors make mistakes. Weather causes delays. And if something goes wrong, you could be facing contract disputes, liability claims, or regulatory penalties.
Finding the right construction insurance is complicated. QBCC licensing requires specific coverage. Head contractors demand proof of insurance before you start. And generic policies often have gaps that leave you exposed on site.
Without proper coverage, one incident could wipe out the profit from an entire project, or worse, threaten your business and your licence.
Construction Insurance That Actually Protects Your Projects
B Ok Insurance Solutions specialises in insurance for the construction industry. As an Authorised Representative of Ausure with over 25 years of experience, we compare construction insurance policies from major Australian insurers and specialist underwriters, from home renovation projects to Tier 1 construction sites.
Whether you need contract works cover, builders warranty insurance, or comprehensive contractor protection, you get expert advice from a real person who understands construction risks. No jargon, no generic policies, just tailored coverage for how you actually build.
Construction Insurance Solutions For:
Licensed Builders
QBCC-compliant coverage for residential and commercial builders. Contract works, public liability, and builders warranty insurance to meet licensing and contract requirements.
Contractors & Subcontractors
Whether you're a principal contractor or subbie, we arrange coverage that satisfies head contractor requirements and protects your work on site.
Owner Builders
Taking on your own construction project? Owner builder insurance protects your investment during construction and satisfies council and lender requirements.
Civil & Infrastructure Contractors
Major infrastructure projects on road, rail, or defence works. We provide tailored insurance for complex civil construction operations.
Trades Working on Construction Sites
Electricians, plumbers, carpenters, and other trades working on construction projects. Site-specific coverage that meets principal contractor requirements.
Comprehensive Construction Insurance Coverage
Contract Works / All-Risks
Works in Progress
Covers the construction works themselves against damage from fire, storm, vandalism, theft, and other insured events.
Materials on Site
Protection for building materials, fixtures, and fittings stored on site before installation.
Principal's Existing Property
Coverage for damage to existing structures when working on renovations or extensions.
Delay in Startup
Some policies can cover financial losses if insured damage causes project delays.
Contractors Insurance
Public Liability
Covers third-party injury and property damage claims arising from your construction activities, on site and off.
Tools & Equipment
Protection for your tools, plant, and equipment against theft, damage, and breakdown.
Hired-In Plant
Coverage for machinery and equipment you hire for projects.
Design & Construct PI
If your contracts include design responsibility, PI coverage protects against design-related claims.
Specialist Construction Cover
Building Warranty Insurance
Required for residential building work over certain thresholds. Protects homeowners if you're unable to complete work or fix defects.
QBCC-Compliant Coverage
Insurance that meets Queensland Building and Construction Commission licensing requirements.
Plant & Equipment Insurance
Comprehensive cover for cranes, excavators, forklifts, and other heavy plant, on and off site.
Workers Compensation
Coverage for your employees if they're injured on the job.
Why Australian Builders & Contractors Choose B Ok Insurance
Comparison & Negotitation
We have relationships with major Australian insurers and specialist construction underwriters. We compare options and negotiate on your behalf to find competitive rates.
Construction Specialists
We have deep experience in construction insurance, from home projects to Tier 1 sites. We understand the risks builders face and how to structure coverage properly.
QBCC-Compliant
For Queensland builders, we ensure your insurance meets QBCC licensing requirements, so you can maintain your licence and win contracts.
Claims Advocacy
Construction claims can be complex. We handle the process and advocate on your behalf, working for you, not the insurer.
Premium Funding
Construction insurance premiums can be significant. We offer premium funding options so you can spread the cost over manageable monthly payments.
One-on-One Service
You'll have a single point of contact who knows construction. No call centres, just direct access to your broker when you need certificates.
HOW IT WORKS
Get Covered in 3 Simple Steps
Securing specialist fire protection insurance requires detail, but our experienced team guides you through the necessary forms to create your tailored package.
Complete Your Profile
Fill out our detailed proposal form or call us on 0490 096 339. Because fire protection is highly specialised, we need accurate details about your trade, turnover, team size, and compliance obligations to secure proper cover.
We Engage Specialist Markets
We take your comprehensive details to the select few insurers who actually underwrite fire protection risks. We leverage our industry experience to negotiate a tailored package for your business.
Secure Your Package
We present your comprehensive insurance package in plain English, ensuring you understand your cover. We also offer one monthly payment option to help manage your cash flow.
Ready to start?
Trusted by Australian Builders & Contractors
"Belinda has ensured the right price and cover for 5 years for our building and roof restoration businesses. Strongly recommend."
Scott Sheridan
Google Review
"Belinda and her team have been very helpful with obtaining a number of different policies. Each time they have provided sound professional understanding and assistance."
DKRM Horne
Google Review
"Belinda was great to work with, very professional and made the whole process easy for our commercial insurance requirements. Highly recommend."
Jason Apostolu
Google Review
Common Questions About Construction Insurance
Still have questions?
Speak to an advisor (Request Callback)Ready to Protect Your Construction Business?
Get expert advice from an experienced construction insurance broker. No obligation, no pressure, just honest recommendations tailored to how you build. With B Ok, you'll be OK.