Protect Your Business,People & Profits
One unexpected event can stop operations. Our tailored business insurance packages keep cash-flow healthy, staff protected and customers confident.
Supporting local businesses, trades, professionals and enterprises across the Gold Coast, Queensland and Australia-wide.
Why Business InsuranceIsn't Optional
Without proper coverage, one unexpected event can destroy years of hard work. Here's what Australian businesses face every day.
Property Damage
Natural disasters cost Australian businesses $22.5B in the last 5 years
Liability Claims
Customer injuries, product defects, and professional errors
Cyber Attacks
Data breaches and ransomware targeting small businesses
Complete Protection
Our comprehensive business insurance portfolio covers every angle of risk, ensuring your business stays protected and compliant.
Essential BusinessInsurance Coverage
These aren't optional. Australian law requires every business to have these insurance types. Operating without them means hefty fines and personal liability.
Workers Compensation
Mandatory for all employers
Statutory cover for wage replacement & medical expenses after workplace injury
Unlimited medical + 95% wage replacement
Up to $55,000 fines + personal liability
Public Liability
All customer-facing businesses
Legal costs & damages for third-party injury or property damage
$1M-$20M+ recommended
Business closure risk
Compulsory Third-Party (CTP)
All vehicle owners
Personal injury liabilities from vehicle accidents on public roads
Unlimited personal injury
Cannot register vehicle
Get Compliant Today
Don't risk your business with non-compliance. Our experts handle all mandatory insurance requirements so you can focus on growing your business.
Essential Coverage Details
Workers Compensation
Australian law requires employers to insure staff against workplace injury or illness.
Public Liability
Slip-and-fall claims, property damage on site or at a client's premises.
CTP / Commercial Motor Injury Cover
Mandatory for each registered vehicle; bundled fleet options reduce admin and premiums.
Professional Risk Cover
Professional Indemnity
For consultants, tradies providing design advice, health professionals and anyone charging for expertise. Covers defence costs and damages if a client alleges negligence or misleading advice.
Cyber Liability
Cyber-crime costs Australian businesses an average $49,600 per incident. Cyber policies pay:
Property & Income Protection
Protect your physical assets and ensure business continuity when the unexpected happens
Commercial Property
Fire, storm, theft or vandalism can wipe out stock and fit-out. Commercial property insurance funds repair or replacement so trading resumes quickly.
Key Features:
Business Interruption
Even if the building is insured, lost turnover isn't. This cover replaces lost profit and pays ongoing costs while you rebuild.
Key Features:
Commercial Vehicle / Fleet
Comprehensive protection for cars, utes, trucks, plant and mobile equipment. Add downtime-hire cover to keep projects moving.
Key Features:
Bundle and Save: Combine property, interruption and fleet covers for significant premium reductions and simplified management.
Industry-Specific Solutions
Specialised coverage designed for unique industry risks and regulatory requirements
Product Liability
Mandatory for manufacturers, wholesalers and e-commerce stores supplying goods.
Covers claims arising from defective products, design flaws, manufacturing errors, and inadequate warnings or instructions.
Suitable for:
Construction All Risks
Site materials, contract works, plant & tools, plus public liability for builders.
Comprehensive protection for construction projects including materials on site, works in progress, and contractor's equipment.
Suitable for:
Trade Credit
Protects cash-flow when customers default or go bust.
Insures against non-payment of trade debts due to customer insolvency, default, or political risks in export markets.
Suitable for:
Directors & Officers / Management Liability
Personal asset protection for company decision-makers facing allegations of mismanagement or regulatory breach.
Protects personal assets of directors and officers from claims related to their management decisions and regulatory compliance.
Suitable for:
Need a Custom Solution?
Our industry specialists can design bespoke insurance packages for unique business models and emerging industries.
How We DeliverTailored Protection
Our systematic approach ensures you get comprehensive coverage that's perfectly aligned with your business needs and budget constraints.
Discovery & Assessment
Understanding Your Business
Comprehensive business risk assessment and current coverage review
Market Analysis
Finding the Best Options
Compare 20+ A-rated insurers to secure optimal terms and pricing
Tailored Solutions
Perfect-Fit Policies
Custom insurance packages designed for your specific industry and risks
Ongoing Partnership
Continuous Support
Dedicated account management with claims advocacy and regular reviews
Ready to Get Started?
Join 500+ Australian businesses who trust us with their insurance needs. Get your free risk assessment today.
Get Your Tailored Quote
Complete our quick 4-step form for a personalized business insurance quote
Frequently Asked Questions
Get answers to common questions about business insurance
Still have questions?
Our insurance experts are here to help. Get personalized advice for your specific situation.