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B Ok Insurance Solutions
Belinda - Senior Insurance Advisor
Authorised Representative of Ausure | AFSL 238433

SPECIALIST COVER FOR AUSTRALIAN SCAFFOLDERS

Scaffolder Insurance

Public Liability, Contract Works & Tools Cover Built for Scaffolding Contractors

Erection, dismantling, mobile scaffolds, edge protection — every scaffolding job introduces specific liability exposures that generic tradie policies water down or exclude. We structure a tailored package with one monthly payment, designed by a broker who understands scaffolding work.

25+ Years Experience
1000+ Businesses Protected
5-Star Rated
Australian Owned
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Trusted by 1000+ Clients

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THE PROBLEM

Generic Trade Insurance Doesn't Understand What Scaffolders Actually Do

Most insurance brokers treat scaffolding like any other trade. It isn't. The risks are different, the contracts are stricter, and the policy wording matters.

Belinda — Senior Insurance Advisor listening to a client

We listen first

Belinda · Senior Insurance Advisor

Working-at-Heights Liability

A failed bracing, a wrongly tagged platform, an unauthorised access point — claims against scaffolders are routinely six-figure. Generic public liability often excludes or sub-limits height work.

Contract Compliance

Builders, principal contractors and strata managers require specific insurance wording — often $20M public liability and named contract works cover. Off-the-shelf policies rarely tick those boxes.

Tools, Hire Gear & Site Theft

Tube, fittings, planks and hire-yard scaffold get stolen, damaged and disputed. Most generic policies cap recovery so low it isn't worth claiming.

Scaffolding contractors deserve insurance that's written for scaffolding work — not adapted from a generic trade template.

WHAT'S COVERED

A Complete Scaffolder Insurance Package

One package, one monthly payment, structured for how scaffolders actually operate.

Public & Products Liability

Up to $20M cover for third-party injury, property damage and completed-work claims arising from your scaffolds.

  • Third-party injury
  • Property damage at site
  • Defective workmanship cover

Contract Works / Construction All Risks

Cover for the scaffold itself and your work-in-progress while erected on site — fire, storm, vandalism, theft.

  • Erected scaffold cover
  • Storm and impact damage
  • Theft from active sites

Tools, Plant & Hire Gear

Tubes, couplers, planks, transoms and hire-yard equipment — covered for theft, loss and accidental damage at site and in transit.

  • Owned equipment
  • Hired-in plant
  • Tools in transit

Management Liability & PI

Defence costs and damages if a scaffolding design or method is alleged negligent — including engineering sign-offs.

  • Professional indemnity
  • Director & officer cover
  • Statutory fines defence

WHO IT'S FOR

Built for Every Type of Scaffolding Business

Whether you run a one-ute crew or a 30-rig commercial operation, our scaffolder insurance scales to fit.

Commercial Scaffolders
Residential Scaffold Erectors
Mobile Scaffold Hire
Edge Protection Specialists
Industrial Access Contractors
Strata & Maintenance Scaffolders
Suspended Scaffold (Swing-Stage)
Birdcage & Cantilever Scaffold
Shoring & Formwork Scaffolders

HOW IT WORKS

Get Covered in 3 Simple Steps

Securing specialist fire protection insurance requires detail, but our experienced team guides you through the necessary forms to create your tailored package.

01

Complete Your Profile

Fill out our detailed proposal form or get in touch via our contact page. Because fire protection is highly specialised, we need accurate details about your trade, turnover, team size, and compliance obligations to secure proper cover.

02

We Engage Specialist Markets

We take your comprehensive details to the select few insurers who actually underwrite fire protection risks. We leverage our industry experience to negotiate a tailored package for your business.

03

Secure Your Package

We present your comprehensive insurance package in plain English, ensuring you understand your cover. We also offer one monthly payment option to help manage your cash flow.

FREQUENTLY ASKED

Scaffolder Insurance — Common Questions

Most principal contractors and tier-1 builders require a minimum of $20M public liability for scaffolders. Smaller residential jobs often accept $10M. We structure your cover to match the contracts you actually want to win.

Ready to Protect Your Scaffolding Business?

Speak with a broker who understands scaffolding to structure a policy that wins you contracts and survives a claim.