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Generic Trade Insurance Doesn't Understand What Scaffolders Actually Do
Most insurance brokers treat scaffolding like any other trade. It isn't. The risks are different, the contracts are stricter, and the policy wording matters.

We listen first
Belinda · Senior Insurance Advisor
Working-at-Heights Liability
A failed bracing, a wrongly tagged platform, an unauthorised access point — claims against scaffolders are routinely six-figure. Generic public liability often excludes or sub-limits height work.
Contract Compliance
Builders, principal contractors and strata managers require specific insurance wording — often $20M public liability and named contract works cover. Off-the-shelf policies rarely tick those boxes.
Tools, Hire Gear & Site Theft
Tube, fittings, planks and hire-yard scaffold get stolen, damaged and disputed. Most generic policies cap recovery so low it isn't worth claiming.
Scaffolding contractors deserve insurance that's written for scaffolding work — not adapted from a generic trade template.
WHAT'S COVERED
A Complete Scaffolder Insurance Package
One package, one monthly payment, structured for how scaffolders actually operate.
Public & Products Liability
Up to $20M cover for third-party injury, property damage and completed-work claims arising from your scaffolds.
- Third-party injury
- Property damage at site
- Defective workmanship cover
Contract Works / Construction All Risks
Cover for the scaffold itself and your work-in-progress while erected on site — fire, storm, vandalism, theft.
- Erected scaffold cover
- Storm and impact damage
- Theft from active sites
Tools, Plant & Hire Gear
Tubes, couplers, planks, transoms and hire-yard equipment — covered for theft, loss and accidental damage at site and in transit.
- Owned equipment
- Hired-in plant
- Tools in transit
Management Liability & PI
Defence costs and damages if a scaffolding design or method is alleged negligent — including engineering sign-offs.
- Professional indemnity
- Director & officer cover
- Statutory fines defence
WHO IT'S FOR
Built for Every Type of Scaffolding Business
Whether you run a one-ute crew or a 30-rig commercial operation, our scaffolder insurance scales to fit.
HOW IT WORKS
Get Covered in 3 Simple Steps
Securing specialist fire protection insurance requires detail, but our experienced team guides you through the necessary forms to create your tailored package.
Complete Your Profile
Fill out our detailed proposal form or get in touch via our contact page. Because fire protection is highly specialised, we need accurate details about your trade, turnover, team size, and compliance obligations to secure proper cover.
We Engage Specialist Markets
We take your comprehensive details to the select few insurers who actually underwrite fire protection risks. We leverage our industry experience to negotiate a tailored package for your business.
Secure Your Package
We present your comprehensive insurance package in plain English, ensuring you understand your cover. We also offer one monthly payment option to help manage your cash flow.
Ready to start?
FREQUENTLY ASKED
Scaffolder Insurance — Common Questions
Ready to Protect Your Scaffolding Business?
Speak with a broker who understands scaffolding to structure a policy that wins you contracts and survives a claim.



