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Belinda - Senior Insurance Advisor
Authorised Representative of Ausure | AFSL 238433 | 20+ Years Experience

Business Insurance Packages &
SME Specialists.

Compare business insurance packages from major Australian insurers. Tailored coverage combining property, liability, and income protection.

All-in-One Business Cover
Compare Business Packages
Premium Funding Available
Expert Business Advice
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Trusted by 1000+ Clients

Get Your Quote / Callback

We'll give you a quick call to discuss your options.

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The Problem

Managing Multiple Policies is a Headache, And Can Leave You Exposed.

Running a small business is hard enough without juggling separate insurance policies for your property, liability, and equipment. This fragmentation often leads to higher costs, administrative burden, and dangerous gaps in your coverage.

Paying Too Much

Buying separate policies for public liability, glass, theft, and property often costs significantly more than a combined package.

Overlooked Risks

Standard policies might miss specific risks unique to your industry, like machinery breakdown or business interruption.

Admin Nightmare

Dealing with multiple insurers, different renewal dates, and various claims processes wastes your valuable time.

The Solution

One Comprehensive Package for Typically 20% Less Cost

B Ok Insurance Solutions streamlines your business insurance into a single, cost-effective Business Pack. As an Authorised Representative of Ausure, we compare packages from major Australian insurers to find the perfect fit for your SME.

Whether you run a cafe, an office, a retail shop, or a service business, our tailored packages combine Property, Public Liability, Theft, Glass, Business Interruption, and more under one simple policy.

Property & Public Liability Combined
Business Interruption & Theft
Glass, Money & Machinery Breakdown
Tax Probe & General Property
Business Insurance Package

Business Packages Tailored For:

Retail Shops

Clothing stores, florists, hardware shops, and more. Protect your stock, glass, and customers with a comprehensive package.

Professional Offices

Accountants, lawyers, consultants. Cover your office contents, business interruption, and liability in one go.

Hospitality

Cafes, restaurants, and takeaways. Specific coverages for spoilage, machinery breakdown, and public liability.

Service Businesses

Hairdressers, beauty salons, repair shops. Tailored packages that cover your equipment and your liability risks.

What's Included in a Business Insurance Package?

A Business Pack is designed to include multiple sections of cover in one policy. You can choose which sections you need to tailor the package to your business.

Public Liability

Protection if your business activities cause injury to a third party or damage to their property.

Property Damage

Cover for your building, contents, and stock against fire, storm, impact, and other defined events.

Business Interruption

Covers lost income and increased operating costs if your business cannot trade due to an insured event.

Theft & Money

Protection against theft of stock, contents, or business money from your premises.

Glass Breakage

Covers replacement of internal and external glass, including shopfront windows and signage.

Machinery Breakdown

Cover for repair costs of essential machinery like air conditioners, refrigerators, and production equipment.

Tax Audit

Covers professional fees (accountants, lawyers) incurred if your business is audited by the ATO.

General Property

Cover for portable items like laptops, tools, and mobile phones taken away from the premises.

Electronic Equipment

Protection for computers, servers, and other electronic devices against breakdown or damage.

Why SMEs Choose B Ok for Business Insurance Packs

Tailored SME Solutions

We compare business insurance packages from major Australian insurers. Tailored coverage combining property, liability, and income protection in one simple policy.

20+ Years Experience

Our team has over 20 years of experience providing comprehensive SME insurance solutions for businesses turning over $1M-$10M.

Policy Type

Business Pack

Premium Funding

Ease your cash flow by paying your business insurance monthly instead of in one large annual payment.

Claims Advocacy

We stand by our clients at claim time. Access professional advice and support when you need it most.

All-in-One Cover

Get all your business covers in one package—property, liability, theft, glass, and more bundled together.

Australian-Based Service

Professional service with no overseas call centres. Your dedicated broker is here to help your business specific needs.

HOW IT WORKS

Get Covered in 3 Simple Steps

Securing specialist fire protection insurance requires detail, but our experienced team guides you through the necessary forms to create your tailored package.

01

Complete Your Profile

Fill out our detailed proposal form or call us on 0490 096 339. Because fire protection is highly specialised, we need accurate details about your trade, turnover, team size, and compliance obligations to secure proper cover.

02

We Engage Specialist Markets

We take your comprehensive details to the select few insurers who actually underwrite fire protection risks. We leverage our industry experience to negotiate a tailored package for your business.

03

Secure Your Package

We present your comprehensive insurance package in plain English, ensuring you understand your cover. We also offer one monthly payment option to help manage your cash flow.

Trusted by Australian SMEs

"I've been using B Ok for years and they are the only people I trust to get me the best policy for my business. They actually take the extra time to find the best option."

Jabin Crisp

Jabin Crisp

Google Review

"Belinda has ensured the right price and cover for 5 years for our building and roof restoration businesses. Strongly recommend."

Scott Sheridan

Scott Sheridan

Google Review

"Great to work with. Belinda makes the annual job of dealing with insurance a very simple process."

Thomas Drewett

Thomas Drewett

Google Review

1000+
Businesses Insured
20+
Years Experience
5.0
Google Rating

Common Questions About Business Insurance

Ready to Save on Your Business Insurance?

Get a comprehensive quote from a business insurance specialist. Combine your covers, simplify your admin, and protect your business. With B Ok, you'll be OK.

B Ok Insurance Solutions Pty Limited

Authorised Representative of Ausure Pty Ltd | AFSL 238433

0490 096 339

© 2026 B Ok Insurance Solutions. All rights reserved.