SPECIALIST COVER FOR AUSTRALIAN PLUMBERS
Plumbing Insurance
Public Liability for Plumbers, Contract Works, Tools & Management Liability
Burst connections, gas-fitting incidents, drainage failures, hot-water installs gone wrong — plumbing carries specific liability exposures that generic tradie policies don't address. We structure a tailored plumbing package with one monthly payment.
Trusted by 1000+ Clients
THE PROBLEM
Plumbing Claims Move Fast and Get Expensive
Water damage spreads in minutes. Insurance disputes follow for months. A standard tradie policy is rarely built for what plumbers actually do.
We listen first
Belinda · Senior Insurance Advisor
Water-Damage Liability
One failed joint floods three apartments downstairs. Standard public liability often sub-limits consequential water damage, leaving you exposed to rectification costs running into six figures.
Gas-Fitting Exposure
Gas installations carry strict liability — leaks, explosions, carbon-monoxide claims. Generic policies frequently exclude gas work or apply sub-limits that don't reflect the risk.
Contract Compliance
Builders and strata managers require specific insurance wording — often $20M public liability, named completed-work cover, and clear hot-water/gas endorsements. Off-the-shelf cover rarely meets these requirements.
Plumbers need a specialist policy — written for plumbing risk, not adapted from a generic trades template.
WHAT'S COVERED
A Complete Plumber Insurance Package
One package, one monthly payment, designed around how plumbing businesses actually work.
Public Liability for Plumbers
Up to $20M cover for third-party injury and property damage — including consequential water damage and completed-work claims.
- Water-damage cover
- Gas-fitting endorsement
- Up to $20M limits
Contract Works / Construction All Risks
Cover for work-in-progress on building sites — fire, theft, accidental damage and water-related loss during installation.
- Site work cover
- Theft from site
- Accidental damage
Tools, Plant & Hire Gear
Pipe pressers, drain cameras, jetters, hot-water units in transit — covered for theft, loss and accidental damage.
- Hired plant cover
- Tools in transit
- Yard and site storage
Management Liability & PI
Defence costs and damages if your design, hydraulic plan, or technical advice is alleged negligent.
- Professional indemnity
- Director & officer cover
- Statutory defence
WHO IT'S FOR
Plumbers We Insure
From residential maintenance plumbers to commercial hydraulic specialists — we structure cover that fits your trade.
HOW IT WORKS
Get Covered in 3 Simple Steps
Securing specialist fire protection insurance requires detail, but our experienced team guides you through the necessary forms to create your tailored package.
Complete Your Profile
Fill out our detailed proposal form or get in touch via our contact page. Because fire protection is highly specialised, we need accurate details about your trade, turnover, team size, and compliance obligations to secure proper cover.
We Engage Specialist Markets
We take your comprehensive details to the select few insurers who actually underwrite fire protection risks. We leverage our industry experience to negotiate a tailored package for your business.
Secure Your Package
We present your comprehensive insurance package in plain English, ensuring you understand your cover. We also offer one monthly payment option to help manage your cash flow.
Ready to start?
FREQUENTLY ASKED
Plumbing Insurance — Common Questions
Protect Your Plumbing Business
Speak with a broker who understands plumbing risk and structure a policy that wins contracts and survives a claim.