SPECIALIST COVER FOR AUSTRALIAN ROOFERS
Roofing Contractor Insurance
Public Liability, Contract Works, Tools & Management Liability for Roofing Contractors
Working at heights, weather exposure, water-ingress claims, and tier-1 builder contract requirements — roofing carries specific risks that generic tradie policies don't address. We structure a tailored package designed around how roofing contractors actually operate.
Trusted by 1000+ Clients
THE PROBLEM
Roofing Claims Don't Look Like Other Trade Claims
Water ingress, falling debris, structural cracking, and post-completion leaks generate claims years after the job finished. Generic public liability rarely keeps up.
We listen first
Belinda · Senior Insurance Advisor
Water-Ingress Liability
Roof leaks discovered six months later trigger property-damage claims for water damage, mould, and rectification. Generic policies often exclude or sub-limit consequential water damage.
Contract Compliance
Builders, strata managers and insurers require specific wording — often $20M public liability, named contract works cover, and run-off after completion. Off-the-shelf rarely meets the bar.
Tools, Plant & Hire Gear
Roof tiles, sheeting, EWPs, scaffolding hire, generators, harnesses — high-value gear that walks off jobs and out of utes. Generic policies cap recovery so low it isn't worth claiming.
Roofing contractors need insurance written for roofing — not a hand-me-down from a general builder template.
WHAT'S COVERED
A Complete Roofer Insurance Package
One package, one monthly payment, structured for how roofing contractors actually operate.
Public & Products Liability
Up to $20M cover for third-party injury, property damage, and completed-work water-ingress claims.
- Water damage cover
- Completed-work liability
- Up to $20M limits
Contract Works / Construction All Risks
Cover for the work-in-progress while the roof is open — fire, storm, theft, accidental damage and weather exposure.
- Storm-exposure cover
- Theft from site
- Accidental damage
Tools, Plant & Hire Gear
Owned and hired-in equipment — covered for theft, loss and accidental damage at site and in transit.
- Hired plant cover
- Tools in transit
- Site & yard storage
Management Liability & PI
Director, officer, and professional advice cover — including roof design and load-rating sign-offs.
- Professional indemnity
- Director & officer cover
- Statutory defence
WHO IT'S FOR
Roofing Contractors We Insure
From residential metal-roof installs to commercial waterproofing — we structure cover for every roofing speciality.
HOW IT WORKS
Get Covered in 3 Simple Steps
Securing specialist fire protection insurance requires detail, but our experienced team guides you through the necessary forms to create your tailored package.
Complete Your Profile
Fill out our detailed proposal form or get in touch via our contact page. Because fire protection is highly specialised, we need accurate details about your trade, turnover, team size, and compliance obligations to secure proper cover.
We Engage Specialist Markets
We take your comprehensive details to the select few insurers who actually underwrite fire protection risks. We leverage our industry experience to negotiate a tailored package for your business.
Secure Your Package
We present your comprehensive insurance package in plain English, ensuring you understand your cover. We also offer one monthly payment option to help manage your cash flow.
Ready to start?
FREQUENTLY ASKED
Roofing Contractor Insurance — Common Questions
Protect Your Roofing Business
Speak with a broker who understands roofing risk and structure a policy that wins contracts and survives a claim.